- Odds of player winning - 44.62%
- Odds of dealer winning - 45.85%
- Odds of a tie - 9.53%
Thus, it would seem to be to your advantage to bet on
the house winning on every hand.
To even out the odds however, the house charges a
commission (typically 5%) on winning player bets placed on the
house. How should this change the way a player wagers?
Factoring in the commission it turns out that you are still
slightly better off by betting that the house will win.
This assumes the commission is the usual 5%, however, should
the commission change then you have to change strategy.
- If the commission is less than 5% then it is to your
advantage to bet with the house
- If the commission is more than 5% it pays to bet on
the player winning
Baccarat sometimes allows for a bet to be made for a tie,
and sometimes it doesn't (mini baccarat typically played
online usually does). Although the odds of 8 to 1 may
sound appealing, it is considered one of the worst wagers in
the casino, so don't bother making this bet part of your
baccarat strategy.
Removing the tie hands in the event there is no payoff, the
odds of the player winning are 49.32% and 50.68% for the
dealer. For various commissions we can calculate the following
average payoffs then, assuming 100 wagers of $1 were made.
